3 Simple Steps - Apply for Your Unfair Agreement Claims
Step 1: Can you answer YES to the following 5 Criteria?
 Do you owe more than £2,500?
 Did you borrow less than £25,000?
 Was it borrowed before April 2007?
 Do you have more than 9 months left to pay?
 Do you pay back more than £120 per month?
Step 2: If you fit the above Criteria, please tell us about your CONTACT details
Step 3: Sit back and relax...
 Your application for an Unfair Loan / Credit Card Claim will be assessed by a specialist UCA team, who will be in contact with you very soon, and helping you to deal with your unfair loan / credit card deals.
Meanwhile, please do not make further applications elsewhere.
5 Key Benefits YOU could get from making a claim:
 You could stop paying your Unfair loans / credit cards
Potentially FREE yourself from becoming trapped in grossly Unfair loan / credit card deals
Free Consultation with a Specialist, No Obligation to proceed
Reputable Claims Specialist, Professional service, and
Friendly & Confidential process.
What the Press is Saying...
What is Unenforceable Credit Agreement (UCA)?
 Please click here for the Definition of Unenforceable Credit Agreement (UCA)
It is believed that a large number of Credit Agreements written before April 2007 were missing important information that should legally be included or were written incorrectly when they were written.
According to the Consumer Credit Act (CCA), if important information is incorrect or missing the Credit Agreements are considered unenforceable. Meaning this type of Contracts can be legally "unenforceable" and you may be able stop making remainder of the repayments, return product items you purchased with that loan or credit card.
Unenforceable Credit Agreements may involve the financial products such as consolidation loan, unsecured loan, secured loan, auto loan / car finance, credit card, shop card, hire purchase, mortgage or any other borrowing that the Contract is missing certain important details and/or was written incorrectly.
< Back To Top >
Claim for Unenforceable Credit Agreements - How It Works?
Submit your Details to us Online - Once we have your details our UCA claim specialist team will make contact just to tell you more about how we could help you to deal with your unfair loans and/or credit cards.
Receive a Letter from us - Our UCA specialist team will then mail you a letter of Authority and Fair Trading Statement for you to sign and return to the team. For a tiny refundable fee we can then assess your credit agreement to see if it is unenforceable.
Assessment of your Loan or Credit Card Agreement - If your Credit Agreement is deemed unenforceable you will be notified that we could help you to deal with the related unfair loan / credit card.
The assessment fee is refundable (less a small admin fee) in the event that your Credit Agreement is not unenforceable. No further fees will be charged when your agreement is unenforceable and, you keep 100% of all money we help you recovered.
< Back To Top >
Claim for Your Unfair Loans:
Many loan borrowers may be entitles to claim their money back because their lenders have made mistakes with the loan agreements / contracts. Some may even be able to stop all the repayments to their lenders because of the errors.
Errors on the loan agreements can be considered as a technical breach of the Consumer Credit Act of 1974 and, accordingly the loan contracts are deemed as unenforceable.
It is believed that there are thousands, if not millions, of unfair loans out there still to be checked. Therefore, if you have a loan whether it is a personal loan, unsecured loan, secured loan, car loan / auto finance, mortgage loan or consolidation loan, it is likely that you have an unenforceable loan agreement with your lender.
Was your loan agreement fair? We can help you to find out if your loan agreement is unfair and YOU could make a claim. Make you claim today as it might be too late for you to claim later...
< Click Here to Claim for Your Unfair Loan >
Claim for Your Unfair Credit Cards:
A large majority of credit card agreements in the UK are believed to be unenforceable, because they do not comply with the terms as set out in the Consumer Credit Act 1974.
Credit card agreements may be unenforceable if there are errors or missing of important items in the agreements. This means that the issuers of credit card cannot legally re-claim the money that is outstanding on the card.
It is reported that Britain's credit card debt is over £53bn (source: http://news.bbc.co.uk/1/hi/business/7947424.stm). There are undoubtedly millions, if not billions of pounds, of these debts covered by unfair credit card agreements out there still to be checked.
Do you have a credit card debt and want find out if your credit card agreement with the card company is unenforceable? We could work on your behalf for dealing with the credit card company in relation to your unfair credit card debt in question. Don't wait, make your claim today and you could be free from making repayments to your unfair credit card debt in months, not years.
< Make a Claim Today for Your Unfair Credit Card >
Claim for Your Unfair Mortgage Loans:
If your Mortgage Agreement does not comply with the Consumer Credit Act of 1974 or, is unfair and unenforceable in any way, we could help you to make a claim.
If your mortgage agreement with the lender is considered as ‘unenforceable' under the Consumer Credit Act of 1974 you may be entitled to compensation. The amounts of compensation will be reflected by the level of unfairness you have received under the current unfair agreement.
An unenforceable mortgage agreement may consist of one or more errors in different aspects of the agreement. These errors may include invalid mortgage indemnity guarantees, unfair charges, unfair terms of conditions, unfair PPI policies, and any form of unfair treatment by the mortgage lender.
Is your mortgage agreement fair? We can help you to find out if your mortgage agreement is unfair and YOU could make a claim. You should claim today, before your mortgage lenders change their terms!
< Click Here to Claim for Your Unfair Mortgage >
Claims for Your Unfair Payment Protection Insurance (PPI):
It is thought that millions of policies in the UK have been sold Payment Protection Insurance (PPI) alongside loans, credit cards, mortgages and car finances.
Basically, what PPI does is to cover the repayments for a limited time period if the customer can't make them.
If your PPI sale is deemed as a case of mis-selling, then you could make a claim for the unfair PPI sale. This type of consumer credit contracts is considered unenforceable according to the Consumer Credit Act of 1974 (CCA).
We can help you to find out if your PPI agreement is unfair and YOU could make a claim before it is too late!
< Make a Claim Today for Your Unfair PPI >
|
